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20121201
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of they choose to do that, they find only one in five consumer's request a copy of their credit union report in at any given year. last year 8 million consumers disputed items enter their credit report challenging the accuracy and enter one way or the other, even though each american who is in the credit system, as most americans are, they each have their credit reports, one for each one of the bureaus. on one credit report, an error can affect that consumer's ability to access credit. a former colleague of mine recently contacted my office. his wife had passed away earlier this year. when he applied for a mortgage was denied because one of his credit reports listed him as deceased. when he called the bureau to tell them he was still alive, he was told the error would take 30 days to correct. that is a long time if you are in the midst of a financial transaction. he got in touch with us and we fixed the problem for him. he still does not know what other credit reports say. unfortunately, that is just one story, but there are all too common. an investigative series into one of the largest new
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